A New Era For Financial Assistance

Retirement Plan Investment Advice.

2006-12-27T14:56:00.000-08:00

Click The Logo Above To Visit Investors Edge and Financial Action, Inc.

Making your 401(k) or retirement plan investment choices can be the single most important decision of your Financial Life!

Do You Feel comfortable making that decision?

In August, the US Government passed new pension legislation (Pension Protection Act of 2006) urging employers to offer investment advisory services to their employees. Financial Action Inc. offers a solution to this with the development of their 401(k) and retirement plan assistance programs which allow plan participants to distinguish which funds are most suitable for their individual situation while also assisting the employer in complying with any changes in law.

As people think about their retirement years, they want to ensure they will have enough money to maintain a comfortable and happy quality of life. Investors Edge, which is an interactive web program offered by Financial Action, Inc., helps ensure clients reach that goal. With Investors Edge, our advisors will assist clients in the fund selection process and offer non-biased advice on how to effectively and efficiently choose an investment allocation, for their 401(k) or other qualified retirement plan. This allows clients to make more educated and informed decision about their investment choices in their retirement plan.
This assistance has proven to be of such value that employers have begun to offer Financial Action’s services as part of their employee benefits package. With the recent passing of the Pension Protection Act, which went into legislation in August, employers may provide investment advisory services to their employees which waves liability to the company for investment advice given.

Ways that Investors Edge Works with Employers -

Investors Edge services may be provided as employer sponsored benefit!
The employer pays a fixed annual fee based on the number of employees in the retirement plan. Costs of the plan are just a fraction of the cost of the individual plan.

Investors Edge services may also be offered to employees of companies at discounted rates!
The employee pays for the service through a discounted rate, which is offered to all employees of that specific company.

Included with all options, employees receive -

Initial Consultation and Analysis of Current Fund Allocation
Fund Recommendations Based on Individual Situations
Unlimited Access to Investors Edge Website and Advisors
Quarterly Reviews of Recommendations
Quarterly and As-Needed reminders to employees to update their recommendations
Investors Edge Quarterly Newsletter and Online Seminars.

Treat Your Kids to Money Smart Ideas This Holiday

2006-12-01T15:12:00.000-08:00

Money Smart Ideas This Holiday Season

Every year American children receive around $15 billion in allowances, gifts, and wages - which is reason enough to teach them money management and consumer skills. The following tips may be the difference between having a financialy stable child in the future - and one who isn't.

Lead By Example...

On shopping days take your child with you. Make sure that you include them in the planning, budgeting, and comparison shoppiong process. This means that YOU also have to shop within your budget. While shopping if your child wants to by something not planned for, or over budget. Explain that spending more on the item today may not be as important as saving up for something that you may want or need in the future.

You Here it all the time but, LIVE WITHIN YOUR MEANS...

Our society today is geared around materialistic value. Meaning that a majority of people, young and old, think that they are judged by what they have, or what they wear, or how much money they make. This can cause un-needed financial strain if you are not living within your budget. This also teaches children that it is ok to spend money that you don't have. Money management is important. When a child wants to spend a significant amount of money on something say... A new gaming system or a hundred dollar pair of shoes. Have them save a portion of the total cost to help pay for it. They will appreciate the item more and learn a valuable lesson also. For older children : If they ask to borrow money, treat it as a loan issue. Decide a reasonable interest rate and set a time table for the loan repayment - this will teach them how loans and credit work in the real world.

Encourage Savings...

This quite possibly could be one of the most important lessons for you as well as your child. Encourage your child to alot a certain amount of money that they earn for savings. Discuss savings goals and how much they should try to save each month. Break down there savings into long-term needs or wants. If your child is about to make a mistake by spending all of there allowance. Let Them! It is better to learn on a smaller scale than to make a big money mistake in the future.

It is never to early or to late to develop healthy financial habits. The rewards of wise money management are the same for adults and children alike. There is a sense of empowerment as well as a greter appreciation for what you have.

The Investors Edge

2006-10-27T08:47:00.000-07:00

Click Above to Visit Investors Edge Today

Making Your 401(k) or Retirement Plan Investment Selections Can be the Most Important Decision of your Financial Life!

Do You Feel Comfortable Making that Decision?

As people think about their retirement years, they want to ensure they will have enough money to maintain a comfortable and happy quality of life. Investors Edge, which is an interactive web program offered by Financial Action, Inc., helps ensure clients reach that goal. With Investors Edge, our advisors will assist clients in the fund selection process and offer non-biased advice on how to effectively and efficiently choose an investment allocation, for their 401(k) or other qualified retirement plan. This allows clients to make more educated and informed decision about their investment choices in their retirement plan.

This assistance has proven to be of such value that employers have begun to offer Financial Action’s services as part of their employee benefits package. With the recent passing of the Pension Protection Act, which went into legislation in August, employers may provide investment advisory services to their employees which waves liability to the company for investment advice given.

Ways that Investors Edge Works with Employers -

Investors Edge services may be provided as employer sponsored benefit!

The employer pays a fixed annual fee based on the number of employees in the retirement plan. Costs of the plan are just a fraction of the cost of the individual plan

Investors Edge services may also be offered to employees of companies at discounted rates!

The employee pays for the service through a discounted rate, which is offered to all employees of that specific company.

Included with all options, employees receive -

Initial Consultation and Analysis of Current Fund Allocation
Fund Recommendations Based on Individual Situations
Unlimited Access to Investors Edge Website and Advisors
Quarterly Reviews of Recommendations
Quarterly and As-Needed reminders to employees to update their recommendations
Investors Edge Quarterly Newsletter and Online Seminars.

A New Era For Financial Assistance

2006-10-25T15:13:00.000-07:00

Click Icon Above to visit Our Site:

In August, the US Government passed new pension legislation urging employers to offer investment advisory services to their employees. Financial Action Inc. offers a solution to this with the development of their 401(k) and retirement plan assistance programs which allow plan participants to distinguish which funds are most suitable for their individual situation while also assisting the employer in complying with any changes in law.

Financial Action, Inc (FAI), a full service financial planning and registered investment advisory firm was created in September 2004. FAI is a financial coaching and life planning company that is comprised of top financial professionals with 30 plus years of experience. FAI has developed a product that offers full service financial planning and investment advice to clients via the Internet, with constant telephone access to financial professionals. This in turn allows the customer to address their financial concerns, educate themselves and work through them with a professional when it is convenient for them and in the comfort of their own home, or office.

Financial coaching is more than telling people where to invest. With the cost of living skyrocketing, families need to find a way for the dollar to stretch even further. "Take Financial Action" helps you with spending and investment strategies to meet your current needs, to solve your financial problems, and to free up your money for your future dreams; all in an environment that you are comfortable with. FAI’s service is built around giving solid non-bias advice tailored to your situation. Yes, no commissions!

FAI provides a barrage of financial calculators, personal one-on-one financial counseling as well as planning services in the areas of Retirement Planning, Insurance Planning, Budgeting, Mortgage and Home Loan Advice, Saving for College, and much more. Why should only the extremely wealthy have access to information that leads them to a healthy financial life?

FAI is has recently developed another interactive program that targets 401(k) s and other qualified retirement plans. “Investors Edge”, which made its debut in early October, focuses on retirement plan assistance and education. It allows the client to log onto the site and have full access to investment advisors that will assist them to effectively and efficiently choose a fund selection and fund allocation that is correct for their individual situation.

As a veteran financial professional and also a CERTIFIED FINANCIAL PLANNER PROFESSIONAL™, Shane Squibb knows the importance of developing meaningful lasting relationships with clients. “The overall response that Financial Action has received is incredible,” says Squibb. “And what we wanted to do was give clients the flexibility and security to address and educate their financial situation where they are comfortable. No stress of driving to appointments, no strangers coming to your house just you and the comfort of your own home and what it boils down to is that we are doing business the way that our clients want to do business,” Squibb said. Financial Action Inc. and Investors Edge has a current client block consisting of the individual experienced investor, the individual novice investor, as well as companies that offer it as a new benefit to their employees. Visit Financial Action http://www.takefinancialaction.com/ to learn more.